PinkSlipLoan - Car Title Loans Fast

PinkSlipLoan.com is is owned and operated by BSL Financial Services, Inc. BSL Financial Services offers Pink Slip Loans (also known as car title loans, auto title loans, or car equity loans) on the Web at PinkSlipLoan.com. BSL Financial Services also offers car title loans via phone, fax, or at one of our California offices.

BSL Financial Services has been in the financial services business since 1999. Our headquarters are in Redwood City, California. We now have four offices located in Northern and Southern California you can come into, if you want to talk with us face to face. Our offices are located in Redwood City, Sacramento, Northridge, and Mission Viejo. BSL Financial Services is regulated by the California Department of Corporations and our Pink Slip Loans are made pursuant to a California Finance Lenders License.

A Pink Slip Loan is a loan that uses your car as collateral. A Pink Slip Loan is also known as a car title loan, a car equity loan, an automobile title loan, and other similar terms. .

You can borrow from $2,525 up to $50,000, depending on the trade-in value of your car and our assessment of your ability to repay the loan. We do not want you to borrow more money than you can repay. It's bad for you and it's bad for us.

There are no restrictions on what you can do with the money you borrow. You can use it to pay bills, for a medical emergency, to repair your car, to take a vacation, and for other things. We suggest you use it responsibly since you will need to repay it.

Your car must have a trade-in value of at least $4,500. You can get an idea of the trade-in value of your car by going to the Kelly Blue Book Web site and looking for the trade-in value of your used car. We will make the final determination of the value of your car.

No. Call us to find out if your situation qualifies.

Yes. You just need enough regular income so that you can make your monthly payments on the loan and live on the rest. Call us if you have any questions about this.

We issue your loan in one hour or less! This depends on the time of day you start the process and the completeness of you application and additional documentation. If you walk into one of our offices, you can walk out with a check, or we can make an electronic deposit to your bank account if you want.

Electronic deposits, also called ACH deposits (see more details of the ACH system below), usually will be available at your bank the next business day after they are made, if they are made before 3:00 pm Pacific Time. After that, the funds usually are available the second business day after the electronic deposit is made. The availability of funds is under control of the ACH service provider and your bank.

The basic qualifications you must meet are:

• You must be a California resident.
• Your car must be registered in California and have a clear title.
• You need to be employed or have a regular source of income that will let you repay your loan.
• You cannot have an open bankruptcy. If you had a bankruptcy in the past, that's OK.

BSL Financial Services is an equal opportunity lender, which means that we do not discriminate based on race, religion, national origin, sexual orientation, or any basis. We will make the final decision about approving your loan based on the trade-in value of your car and your ability to repay the loan as we see it. Contact us if you have any questions.

There are four ways you can apply for a Pink Slip Loan:

• Fill in our online application.
• Download our PinkSlipLoan PDF application, print it, fill it in, and fax it or come in to one of our offices.
• Call one of our friendly staff at our toll-free number, 1-800-449-7300.
• Walk into one of our offices and fill in an application. Our friendly staff will answer your questions as you fill in the application and they will process you application quickly so you can walk out with the money from your loan.

In addition to the application, you'll need to provide the following:

• A copy of your driver's license.
• The California Pink Slip (officially called the title) for your car.
• Evidence of insurance on your car (comprehensive, collision, and liability).
• Proof of your residence. This can be a utility or phone bill in your name mailed to the address on your application.
• Proof of each source of income you specified in your application. For example, a copy of your most recent pay stub or, if you are self-employed, the first two pages of your last two year's federal tax return.
• If you have a co-signer on the loan, we'll need an application from him or her as well as a copy of his or her driver's license, proof of residence, and proof of income.

It costs nothing to apply for a loan. If your application is not approved, you pay nothing. If you decide not to take the loan after your application is approved, you still pay nothing. You will be charged a one-time loan origination fee at the time your loan is funded that depends on the amount you are borrowing; this fee will be taken out of the loan proceeds. There also will be a fee to reimburse us for the cost to get a new title showing BSL Financial Services, Inc. as a lein holder on your car. All fees are fully disclosed in the promissory note, please read it before you sign it. We'll be glad to answer any questions you have before you sign your loan documents.

No.

Yes, you can still get a loan from Pink Slip Loan even if you have bad credit. We approve loans for people depending on the value of their car and their ability to repay.

APR stands for Annual Percentage Rate. It is a way you can use to compare different types of loans and loans with different interest rates, duration, and payment structure. BSL Financial Services computes the APR the way that the Federal Reserve Board's Regulation Z specifies. The APR for your loan depends on the duration of your loan and will be disclosed to you before you sign your loan agreement.

The interest rate on your loan will depend on the details of your loan and your credit. Please call us to get more details.

Your first payment usually will be due 15 to 45 days after we fund your loan.

If you have a specific day of the month you want to make your payments, let our friendly Loan Associate know and we'll do our best to set your payments on that day of the month (sometimes we are not able to do this so please understand).

ACH stands for Automated Clearing House. It is used for making and receiving payments. The ACH network is run by the Electronic Payments Association, an association of over 11,000 financial institutions. If you have your paycheck automatically deposited, that's done by an ACH transaction. So is a bill payment over the Internet or over the phone.

ACH deposits and payments are safe. They are subject to the rules set by the Federal Reserve Bank's Regulation E, which specifies among other things protections you have as a consumer involved in an ACH transaction.

The security of your information is very important to us too. If our customers didn't trust us with their valuable information, we would be out of business. So here's what we do to protect your information:

• We do not keep your information on our Web server computer.
• We use state-of-the-art Secure Sockets Layer (SSL) encryption to protect the transmission of your information. Here's how SSL works - when you fill in our application in your browser and click the Submit button, the information you entered is first encrypted while it is on your computer and then sent to our Web server computer. Our program on the Web server sends your encrypted information to another computer in a different location that is protected by a firewall, among other technologies. That's where we look at your information.
• We always shred any paper we have with customer information on it when we no longer need it.
• We comply with Federal and California laws protecting your privacy.
• See our Privacy Policy for more information regarding the privacy of our information.

The alternatives to entering your Social Security Number in our online form are:

• Call our toll-free phone number, 1-800-449-7300, and give your application information to one of our friendly Loan Associates.
• Print our loan application and either fax it to us (see our Contact Us page for the number) or come into one of our offices where our friendly Loan Associates will handle your application (of course, you can get an application at one of our offices and fill it in right there).

Yes. We never charge a prepayment penalty. You can prepay any amount you want without a penalty.